USAA offers the cheapest car insurance in Anderson, with minimum-coverage policies as low as $66 per month.
Cheapest Car Insurance Companies in Anderson
When comparing car insurance in Anderson, price is only one part of the decision. You should also consider coverage options, customer service, website usability, discounts, and features that fit your driving needs.
Here are some of the cheapest car insurance companies in Anderson to consider when comparing quotes:
| Insurance Company | IQ Score | Full Coverage | Liability Only | Best For |
|---|---|---|---|---|
| GEICO | 9.2/10 | $167/mo | $110/mo | Bundling |
| USAA | 9.1/10 | $119/mo | $72/mo | Military members and their families |
| State Farm | 9.3/10 | $132/mo | $81/mo | Discounts |
Disclaimer: Table data is sourced from real-time Anderson car insurance quotes from Insurify’s 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes may vary depending on the policyholder’s driver profile.
How Insurify Rates Insurance Companies
→ Insurify evaluates insurance companies using multiple factors, including customer reviews, company ratings, pricing information, and other available insurance data.
→ Insurance rates are estimates and can change based on factors such as location, driving history, age, vehicle, coverage level, and other personal characteristics.
Best Insurer for Bundling: GEICO
GEICO — User Reviews and Ratings
| Category | Rating / Cost |
|---|---|
| User Reviews | 4.0/5 |
| Reviews | 20,700 |
| IQ Score | 9.2/10 |
| Liability Only | $100/mo |
| Full Coverage | $151/mo |
Driver Reviews
4.0/5
Best choice in Anderson, SC
Based on 20,700 verified driver reviews and ratings.
How Drivers Feel About GEICO
→ Customers frequently mention GEICO’s reliability and customer service.
→ Some drivers report that rates can be expensive or increase over time, even without claims or accidents.
→ The GEICO mobile app has improved, although some customers have reported concerns about the claims experience.
Based on analysis of verified reviews collected by Insurify.
Best in Anderson for
→ Teen drivers
→ Cheap rates
→ Accident forgiveness
Showing 31 South Carolina reviews for Anderson drivers
Angel — Verified Purchase
Great Customer Service
Reviewed in South Carolina on September 14, 2026.
Pleasant and easily handled any concerns I had with billing and helped change my auto-pay date.
Linda — Verified Review
Left on the Road
Reviewed in South Carolina on September 5, 2026.
The reviewer reported being left on the road twice and waiting several hours for roadside assistance.
Michael — Verified Review
Good Service Once You Get Past All the Mobile Notifications
Reviewed in South Carolina on August 28, 2026.
The reviewer described GEICO as providing good service while noting the number of mobile notifications.
Our Advice
Compare GEICO with other insurers using the same coverage limits and deductibles before choosing a policy.
Best Insurer for Military Members and Their Families: USAA
USAA — User Reviews and Ratings
| Category | Rating / Cost |
|---|---|
| User Reviews | 4.9/5 |
| Reviews | 4,298 |
| IQ Score | 9.1/10 |
| Liability Only | $66/mo |
| Full Coverage | $108/mo |
→ USAA is specifically available to eligible military members, veterans, and their families.
→ Its Anderson liability-only rate is estimated at $66 per month.
→ Its estimated full-coverage rate is $108 per month.
Best Insurer for Discounts: State Farm
State Farm — User Reviews and Ratings
| Category | Rating / Cost |
|---|---|
| User Reviews | 4.1/5 |
| Reviews | 21,103 |
| IQ Score | 9.3/10 |
| Liability Only | $73/mo |
| Full Coverage | $119/mo |
→ State Farm may be worth comparing if you’re looking for available auto insurance discounts.
→ Your actual discount eligibility and premium will depend on your driver profile and policy details.
How to Get the Cheapest Car Insurance in Anderson
Finding affordable car insurance isn’t simply about selecting the first low quote you receive. Comparing coverage and looking for available discounts can help reduce your overall insurance costs.
→ Look for discounts. Most insurers offer discounts for factors such as safe driving, vehicle safety features, automatic payments, paperless billing, and other qualifying factors. Ask each insurer which discounts you may qualify for.
→ Bundle your policies. Purchasing multiple insurance products from the same company, such as auto and homeowners or renters insurance, may qualify you for a bundling discount.
→ Maintain good credit. South Carolina insurers may consider credit information when determining premiums. Reviewing your credit report for errors and maintaining a history of on-time payments may help you qualify for better rates.
→ Compare multiple quotes. Request quotes from at least three insurers using the same coverage limits and deductibles. You can also use an online quote-comparison tool to compare options in one place.
Find Cheap Car Insurance in Anderson, SC
Liability rates start at $66 per month.
→ Enter your ZIP code to compare available rates.
→ Compare quotes from multiple insurance providers.
→ Review coverage limits before purchasing a policy.
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Cheapest Liability-Only Car Insurance in Anderson: USAA
Having liability car insurance is required in South Carolina. Liability coverage generally pays for injuries and property damage you cause to other people in an accident.
→ Liability insurance doesn’t generally pay to repair your own vehicle after an accident you cause.
→ It also doesn’t provide the same protection for your own vehicle as comprehensive and collision coverage.
→ Liability-only policies are generally less expensive because they provide less coverage than full-coverage policies.
The average cost of liability-only car insurance in Anderson is $140 per month.
The following Anderson, SC, rates are estimated rates current as of Monday, August 31 at 5:00 PM PDT.
| Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $66 |
| Auto-Owners | $71 |
| State Farm | $73 |
| GEICO | $100 |
| Allstate | $113 |
| Progressive | $115 |
| Travelers | $122 |
| Safeco | $129 |
| Direct Auto | $145 |
| State Auto | $147 |
| National General | $148 |
| Root | $154 |
| GAINSCO | $165 |
| Dairyland | $166 |
| Liberty Mutual | $172 |
| The General | $172 |
| AssuranceAmerica | $173 |
| First Acceptance | $193 |
| Hugo | $209 |
| Bristol West | $243 |
Disclaimer: Table data is sourced from real-time Anderson car insurance quotes from Insurify’s 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policyholder’s unique driver profile.
Cheapest Full-Coverage Car Insurance in Anderson: USAA
Full-coverage car insurance generally combines liability coverage with protection such as comprehensive and collision coverage.
→ Liability coverage helps pay for injuries and property damage you cause to others.
→ Collision coverage can help pay for damage to your vehicle after a covered collision.
→ Comprehensive coverage can help pay for non-collision damage, including theft, fire, vandalism, and certain weather-related events.
→ If you’re financing or leasing a vehicle, your lender may require certain physical-damage coverage.
The average cost of full-coverage car insurance in Anderson is $234 per month.
The following Anderson, SC, rates are estimated rates current as of Monday, August 31 at 5:00 PM PDT.
| Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $108 |
| Auto-Owners | $115 |
| State Farm | $119 |
| GEICO | $151 |
| Safeco | $166 |
| Progressive | $177 |
| Allstate | $185 |
| Travelers | $199 |
| Direct Auto | $224 |
| National General | $224 |
| Root | $231 |
| State Auto | $242 |
| AssuranceAmerica | $244 |
| Liberty Mutual | $281 |
| GAINSCO | $306 |
| First Acceptance | $307 |
| Dairyland | $325 |
| The General | $361 |
| Bristol West | $410 |
Disclaimer: Table data is sourced from real-time Anderson car insurance quotes from Insurify’s 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policyholder’s unique driver profile.
Recent Insurify Quotes for Anderson, South Carolina Drivers
Drivers using Insurify have recently found quotes as low as $72 per month for liability-only coverage and $119 per month for full coverage in Anderson and other South Carolina cities.
Liability-Only Quotes
→ AssuranceAmerica — $121/month: A driver in Easley, South Carolina, received a quote for a Volkswagen EOS on September 15, 2026.
→ Allstate — $95/month: A Ford Explorer driver in Walhalla, South Carolina, received a quote on September 15, 2026.
→ Root — $111/month: A Dodge Charger driver in Moore, South Carolina, received a quote on September 15, 2026.
→ National General — $122/month: A Nissan NV driver in Simpsonville, South Carolina, received a quote on September 15, 2026.
Quotes were generated for Insurify users in and around Anderson, South Carolina within the last 10 days. Last updated September 16, 2026. Actual quotes may vary based on the policyholder’s driver profile.
Car Insurance Requirements in South Carolina
South Carolina drivers must carry liability insurance and uninsured motorist coverage. The state’s minimum requirements include:
| Coverage | Minimum Requirement |
|---|---|
| Bodily Injury Liability | $25,000 per person / $50,000 per accident |
| Property Damage Liability | $25,000 per accident |
| Uninsured/Underinsured Motorist | Equal to liability coverage |
→ Comprehensive coverage: Helps pay for covered non-collision damage such as theft, fire, vandalism, falling objects, and certain natural disasters. Learn more about comprehensive coverage.
→ Collision coverage: Helps pay for damage to your vehicle resulting from covered collisions, regardless of whether you collide with another vehicle or an object. Learn more about collision coverage.
→ Glass coverage: May help cover windshield and other glass damage. Some policies may offer options with no deductible.
→ Gap coverage: If your vehicle is financed or leased, gap insurance may cover the difference between your remaining loan or lease balance and the insurance payout after a covered total loss. Learn more about gap insurance.
Cheapest Car Insurance for Drivers With an Incident
Drivers with incidents on their records may receive higher insurance quotes.
→ Speeding tickets can affect your insurance premium.
→ At-fault accidents can lead to higher rates.
→ DUI convictions can significantly affect insurance costs.
→ Other moving violations may also influence the price of coverage.
Insurance companies use driving history as one of the factors when assessing insurance risk and determining premiums.
The following Anderson, South Carolina rates are estimated rates current as of Monday, August 31 at 5:00 PM PDT.
| Insurance Company | Clean Driving Record | Speeding Ticket | At-Fault Accident | DUI |
|---|---|---|---|---|
| USAA | $66 | $83 | $88 | $88 |
| Auto-Owners | $71 | $90 | $94 | $90 |
| State Farm | $73 | $91 | $96 | $97 |
| GEICO | $100 | $129 | $131 | $134 |
| Allstate | $113 | $137 | $146 | $140 |
| Progressive | $115 | $139 | $148 | $142 |
| Travelers | $122 | $155 | $164 | $163 |
| Safeco | $129 | $167 | $177 | $190 |
| Direct Auto | $145 | $179 | $196 | $194 |
| Root | $154 | $180 | $191 | $206 |
| National General | $148 | $181 | $195 | $198 |
| State Auto | $147 | $191 | $200 | $189 |
| GAINSCO | $165 | $194 | $209 | $220 |
| Dairyland | $166 | $202 | $216 | $222 |
| Liberty Mutual | $172 | $215 | $226 | $230 |
| AssuranceAmerica | $173 | $216 | $228 | $231 |
| The General | $172 | $227 | $234 | $223 |
| First Acceptance | $193 | $233 | $249 | $239 |
| Hugo | $209 | $253 | $270 | $259 |
| Bristol West | $243 | $302 | $319 | $324 |
Disclaimer: Table data is sourced from real-time Anderson car insurance quotes from Insurify’s 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary depending on the policyholder’s driver profile.
Average Cost of Car Insurance by Age
Age can have a significant effect on car insurance premiums. Younger drivers often face higher rates because they have less driving experience, while rates may change again among older drivers.
The following table shows average monthly car insurance quotes by age in Anderson:
| Age | Average Monthly Quote |
|---|---|
| Teens | $476 |
| 20s | $319 |
| 30s | $241 |
| 40s | $223 |
| 50s | $199 |
| 60s | $193 |
| 70s | $206 |
Disclaimer: Table data is based on real-time Anderson quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary based on the policyholder’s individual profile and coverage needs.
Shop for Car Insurance in Anderson, SC
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Anderson Car Insurance Quotes by Credit Tier
South Carolina allows insurers to consider credit information when determining auto insurance premiums. Insurers may use credit-based insurance information as one factor in their pricing models.
→ Drivers with stronger credit profiles may receive different rates than drivers with weaker credit profiles.
→ Credit is only one factor insurers may consider.
→ Other factors can include driving history, vehicle, location, age, coverage level, and claims history.
Anderson Car Insurance FAQs
How Much Is Car Insurance in Anderson?
The average cost of car insurance in Anderson is $140 per month for liability coverage and $234 per month for full coverage.
Your actual premium may differ based on your driving record, age, vehicle, coverage limits, deductible, credit-based insurance information, and other rating factors.
Who Has the Cheapest Car Insurance in Anderson?
The quoted Anderson rates show USAA at $66 per month, Auto-Owners at $71, and State Farm at $73 for liability-only coverage.
→ Compare quotes from multiple insurers using the same coverage limits.
→ Check which discounts you qualify for.
→ Consider both the premium and the coverage provided.
What Are the Best Car Insurance Companies in Anderson?
Insurify identifies State Farm, GEICO, and USAA among the insurance companies it highlights for Anderson.
→ State Farm has an Insurify IQ score of 9.3/10 in the provided data.
→ GEICO has an Insurify IQ score of 9.2/10.
→ USAA has an Insurify IQ score of 9.1/10.
Insurance needs differ from driver to driver, so compare coverage, pricing, discounts, and available features before purchasing a policy.